Preheat the oven to 350°F (175°C) and grease a 9×13-inch baking dish.
Sprinkle the shredded coconut evenly across the bottom of the dish, followed by the chopped pecans.
Prepare the chocolate cake mix according to the package instructions using eggs, oil, and water.
Pour the cake batter over the coconut and pecans, spreading it evenly.
In a separate bowl, mix softened cream cheese, melted butter, and powdered sugar until smooth.
Drop spoonfuls of the cream cheese mixture over the batter and gently swirl with a knife.
Sprinkle chocolate chips over the top.
Bake for 45–50 minutes or until the center is set and the top is crackled.
Let cool for 15 minutes before slicing and serving warm or at room temperature.